Thank you for reaching out for help Ventura County Homeowners...
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an interactive video simulation to help you learn about the options to avoid foreclosure. You'll be glad you did (we promise).
We are available all day, FRIDAY, MAY 18th, from 7:30am - 8:30pm to help answer your confidential questions at 805.405.0930. So, feel free to call, text (see widget at bottom) or email us today or anytime this weekend...
Chances are, you or someone you know in Ventura County is facing the possibility of foreclosure. Please understand that you are not alone. Today, 1 out of every 6 homeowners in America is behind on mortgage payments. We are now in the fifth year of a housing crisis in which more than 3 million Americans have lost their homes to foreclosure, with millions more still at risk. These are tough and frustrating times. Now more than ever, it's important to identify your options. Ventura County Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.
THIS WEEKS' (Mon-Fri) NEWS STORIES:
Today's Bonus Article:
Two VC agents Charged with Real Estate Fraud
THIS WEEK'S BONUS ARTICLES: California Citizen Proposes Amendment Outlawing Foreclosures & Bank of America Weighs Principal Forgiveness in Settlement Talks
Watch Monday's Daily VIDEO Webcast for 5/14/2012
Watch Tuesday's Daily VIDEO Webcast for 5/15/2012
Watch Wednesday's Daily VIDEO Webcast for 5/16/2012
Watch Thursday's Daily VIDEO Webcast for 5/17/2012
Watch Friday's Daily VIDEO Webcast for 5/18/2012
Through our local Team's experience, recently handling over 8 dozen distressed properties at Keller Williams Realty, we've found that Ventura County homeowners today have more questions than answers about their circumstances. See our Current Listings, many of which are short sales in Ventura County. We have created this website to help YOU understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners. Be aware that there are NEW Government Programs …Check Your Eligibility Now!
C.A.R. Launches Short Sale Website
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Foreclosure Resource Guide
Helping neighborhood homeowners facing foreclosure to get back on track.
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Foreclosure counselors can make the difference between losing your home and keeping it. Here’s how they work and how to choose one. Read
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Here are some legitimate resources to help you fight the foreclosure crisis. Read
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Know which experts provide foreclosure help—often at no cost to you—and how to find them. Read
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If you’re facing foreclosure, don’t panic: Take steps right now to save your home or at least lessen the blow of its loss. Read
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With foreclosure rescue scams widespread as more homeowners fall behind on mortgage payments, be smart if you seek help. Read
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
What's the purpose of HAFA? To help homeowners who are unable to keep their homes under the Home Affordable Modification Program, the HAFA program may make a short sale or a deed-in-lieu of foreclosure a viable option to help them avoid foreclosure. The HAFA Program, which took effect on April 5, 2010, provides servicer, seller and junior lien holder incentives for these transactions and is designed to simplify and streamline use of short sales and deeds-in-lieu of foreclosure. Read the HAFA Short Sales FACT SHEET.
Who is eligible for HAFA? The borrower must meet the basic eligibility criteria for HAMP:
• Principal residence.
• First lien originated before 2009.
• Mortgage delinquent or default is reasonably foreseeable.
• Unpaid principal balance no more than $729,750 (higher limits for 2 to 4 unit dwellings).
• Borrower’s total monthly payment exceeds 31% of gross income
Government forces are already moving to limit potential damage to millions now struggling with home loans. A new Obama administration short sale program aims to prevent banks that hold second-lien loans from pursuing collections from homeowners after the short sale. It went into effect April 5, 2010 and works this way: Sellers will receive notice that their servicer has steered part of the sales proceeds to secondary lien holders “in exchange for release and full satisfaction of their liens.” This release would apply only to short sales done through the administration’s Home Affordable Foreclosure Alternatives program.... Continued
Do You Know a Homeowner Facing Foreclosure?
Home Affordable Foreclosure Alternatives – Short Sale and
Deed-in-Lieu of Foreclosure Update (45 pages)
We specialize in assisting homeowners throughout Ventura County with evaluating their current and future needs as it relates to their real estate. Currently, we are working with clients that are completing short sales in Camarillo, short sales in Ventura, short sales in Moorpark, and short sales in Simi Valley. We have also provided services relating to a short sale in Ojai, Santa Paula, Port Hueneme and Leisure Village. You can count on our EXPERIENCE to help guide you to your personal goals. Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA. The HAFA program is working directly with a large group of servicers including (but not limited to), Chase, Citi, Bank of America, Litton, Ocwen, Wachovia, and Wells Fargo to help as many homeowners as possible.
Because our team services all of Ventura County, we can help also local homeowners with a short sale in Fillmore, short sale in Piru, Moorpark short sale, Oak Park short sale, plus we are Port Hueneme short sale Realtors, Somis short sale Realtors and Westlake Village short sale Realtors. Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating.
We care about YOU and want YOU to have the RESOURCES to make an informed decision, which may have an affect on your current and future life situation. Below is a list of informational material regarding short sales, foreclosures and the things you need to know. Feel free to download all of these pertinent documents directly from the RESOURCES tab:
As a TEAM of agents with the CDPE® Designation, we have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.
Learn why new HAFA short sale rules may help sellers. Delay foreclosure of your home. Learn About Making Home Affordable here.
Answers to questions about new federal mortgage relief (3/27/10)
If you would like to know more about your particular options, please call, text or email us today, as time is of the essence! We offer a complimentary consultation in the privacy of your home or our offices (Camarillo, Simi Valley & Westlake Village).
Your KELLER WILLIAMS REALTY Team VC Online is here to help YOU … in any way we can.
Barry Shapiro, SRES, CDPE ~ 805.405.0930
Richard de la Madrid, CDPE ~ Se habla espanol
Linda Weisberg, CDPE
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You are NOT alone... These are the current Short Sale Listings in Ventura County:
(Hold down the "Ctrl "Key and click the links below)
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Explore WaysHome, an interactive video simulation to help you learn about the options to avoid foreclosure.
*** Get in-person assistance and options that may help you keep your home at the WELLS FARGO Home Preservation Workshop JUNE 22-23.
Notice to our Short Sale Clients:
IMPORTANT GOVERNMENT DISCLOSURE:
You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.
-Barry Shapiro (Team VC Online) DRE#01714537